Ive been using this app for almost a year now and it is very useful so far with very little bugs. Its been very helpful in terms of developing a picture of our familys financial habits and will be helpful in guiding our future habits Only improvements I can see would be to better categorize a Savings category. Right now if you budget a certain amount for savings each month, the only way the app can record a transaction that credits a contribution to savings is by recording a savings transaction as an expense from the account that the funds are being deducted from. You then must record an income transaction in the account that the savings amount is being deposited to. This tends to inflate the income youve received when pulling reports. The other way to manage saving a is by using transfers but this does not get recorded by the budgeting function, so if you have set a certain budget for savings each month, you cant view that when looking at the budget screen. The only thing is that I find if you change budgets, the change is not always recorded clearly in terms of what the initial budget was and what it is going forward Other than that it has been a very useful. Great app!