For the $20 I ended up paying for the PC app and the iPhone app its just not really worth it. There are different screens for recurring expense, 1 time expenses, bills, budget, income, etc, it just doesnt need to be that complicated folks. You cannot change the amount/date of a single instance of a recurring expense(IE a montly bill that can vary in amount), and they also dont show up in the expense list until the date for the recurring expense passes. All you really need is one screen showing all income and expenses together, with an option to make expenses recurring in the background, but you also have to have the option of changing each individual instance of an expense/income without affecting the entire series. I can kind of work my way around the quirks but it is annoying at best.